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FIRST TIME BUYERS Unfortunately, the credit crunch has hit everyone, even the big banks and financial institutions which in turn has made it more difficult to source competitive first time buyer mortgage deals. Good news is at hand though, 75% mortgage deals are still available so if you have found your ideal home and you have a 25% deposit, we may be able to help. The current credit crunch has seen off all 100% and 125% mortgages and first time buyers will now need to save for a deposit to put down on any new purchase - at this time of writing, there are a number of 75% loan to value deals available to first time buyers so you will need a deposit of 25%. Want 2 Buy It.co.uk are still able to offer status and non status mortgage facilities to people from all walks of life however, for those applicants with adverse credit including CCJ's, IVA, arrears and defaults, the availability of such mortgages is much more limited where a suitable mortgage exists. If you are in doubt or need to speak with a friendly advisor, contact us now and we will arrange for an advisor to call you back at a time convenient to you - you are under no obligation whatsoever and the consultation is FREE of charge. Remember - your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. |
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